Ms Moneypennies

Ep 46: Menopause and Finance Decisions

In this episode of Ms Moneypennies, Kelly-Anne and Jill are joined by Lesley, co-founder of Hello Mimi, to talk about menopause and its impact on work, confidence and finances.
Lesley shares her own experience leaving a corporate career due to menopause symptoms, and why she now helps women manage this stage of life with practical support.
They discuss overwhelm, brain fog, stepping back from work, and why it is important to plan your finances before making big decisions.
Their message is: don’t be afraid to ask for help, take your time, and make sure you understand your options.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 45: Money Mistakes

In episode 45 of Ms Moneypennies, Kelly-Anne and Jill talk through the money mistakes people make all the time without even noticing.
They cover underestimating spending, holding too much cash, ignoring pensions, missing tax relief, relying too heavily on property, and avoiding money conversations altogether. It’s a practical episode about the small habits and blind spots that can quietly cost you over time, and what you can do to fix them.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 44: Overpay your Mortgage or Invest?

This week Kelly-Anne and Jill talk through the pros and cons of both investing or paying off your mortgage. Why an emergency fund should come first, how your future goals, cash flow and peace of mind all matter. They also look at mortgage overpayments, pensions and why the right choice depends on your own circumstances.
 
Link to calculate extra mortgage repayments: https://www.ccpc.ie/consumers/money-tools/extra-mortgage-payments-calculator/
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 43: Future you

In this episode of Ms Moneypennies, Jill and Kelly-Anne talk about your future self and why they matter more than you think.
It is easy to put off pension decisions, savings, or protection because they feel far away. But future you will live with the results. They look at the small choices you make now and how they shape your options later. And they keep it practical. No lectures. Just clear steps that make sense.
If you have ever said “I’ll sort that later,” this episode is for you.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 42: Chat with Kristen Foran

In this podcast episode, Kelly-Anne and Jill enjoyed a conversation with Kristen Foran, National Sales Director at Zurich.
Kristen shares her 30-year career journey in the financial industry, discussing how she overcame challenges as a woman in a traditionally male-dominated field. They talk about the importance of financial literacy and planning, particularly for women, and expressed concerns about women's retirement security. They highlight the need for more women in financial advisory roles and encourage women to take greater responsibility for their own financial futures. They also touched on the changing landscape of financial advice, moving from product-based approached to more caring holistic financial planning.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 41: Budgeting Basics

In this episode Kelly-Anne and Jill discuss basic budgeting principles, emphasising the importance of tracking income and expenses while setting realistic financial goals.
They highlight the need for a budget plan that includes calculating net income, tracking expenses, and setting achievable objectives.
Listen into their discussion where they stress the value of maintaining a flexible and regularly updated budget that prioritises essentials. While building an emergency fund and managing debt.
 
If you need help tracking your income and expenses download our free spreadsheet from www.msmoneypennies.ie
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 40: Women Taking Control

This week Jill and Kelly-Anne discussed women taking control of their finances, focusing on the AIB’s report for Nollaig na mBan. They talk through the report and highlight the importance of seeking financial advice, checking for pension gaps, making the most of savings, and regular reviews. They discuss who financial planning is crucial for everyone, not just those with large financial portfolios along with the need for regular reviews to adapt to changing circumstances.
 
You can check out the report here : nollaig-na-mBan-pr.pdf
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 39: The Importance of Protection – An Advisors story

This week Jill and Kelly-Anne talk with Paul Watters from Digital Financial Services. Paul is a Financial Advisor who shares his personal experience of being diagnosed with cancer and going through treatment. He explains the financial and emotional pressures he faced while battling his illness.
 
Paul talks about how important it was to have the right insurance, including income protection and serious illness cover, to help him manage during a very uncertain time. His experience led him toward starting his own Financial Services Firm, where he now focuses on helping people plan their finances and advises setting up the right supports for both expected and unexpected events.
 
Tune in to hear Paul’s insightful story.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 38: The A-Z Of Pensions

Auto enrolment is on the way, and many people are meeting pension advisors to understand their options.
In this episode, Jill and Kelly-Anne go through an A to Z of pensions and explain the key terms you’re likely to hear.
The goal is to help you feel prepared and have a better understanding of what your pension actually means.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 37: The Value of Advice

This week, we talk about the real value of financial advice and why having a trusted advisor matters. A good advisor helps you make sense of market changes and life events, keeping your plan on track through ups and downs. We discuss the importance of reviewing your financial plan regularly, share client stories, and show how good advice leads to better decisions, less stress, and greater peace of mind.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice