Ms Moneypennies

Ep 39: The Importance of Protection – An Advisors story

This week Jill and Kelly-Anne talk with Paul Watters from Digital Financial Services. Paul is a Financial Advisor who shares his personal experience of being diagnosed with cancer and going through treatment. He explains the financial and emotional pressures he faced while battling his illness.
 
Paul talks about how important it was to have the right insurance, including income protection and serious illness cover, to help him manage during a very uncertain time. His experience led him toward starting his own Financial Services Firm, where he now focuses on helping people plan their finances and advises setting up the right supports for both expected and unexpected events.
 
Tune in to hear Paul’s insightful story.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 38: The A-Z Of Pensions

Auto enrolment is on the way, and many people are meeting pension advisors to understand their options.
In this episode, Jill and Kelly-Anne go through an A to Z of pensions and explain the key terms you’re likely to hear.
The goal is to help you feel prepared and have a better understanding of what your pension actually means.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 37: The Value of Advice

This week, we talk about the real value of financial advice and why having a trusted advisor matters. A good advisor helps you make sense of market changes and life events, keeping your plan on track through ups and downs. We discuss the importance of reviewing your financial plan regularly, share client stories, and show how good advice leads to better decisions, less stress, and greater peace of mind.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 36: Auto-Enrolment Questions

We’ve had a lot of questions about auto-enrolment lately, so this week we are discussing them and taking a closer look.
We chat about the complexities of auto-enrolment, address misconceptions and explain the tax implications.
Our advice? Take the time to learn about it and understand your pension options.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 35: Tax Returns

Tax Talk Simplified — It’s that time of year again. This episode unpacks how your tax return isn’t just a chore, it’s an opportunity.
Discover how pension contributions can cut your tax bill while boosting your future wealth.Smart moves today mean more money tomorrow — tune in and make your taxes work for you!
 
Have you got a question for MS Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 34: Understanding Charges

This week we breakdown the world of financial charges, from pensions to protection policies, and share methods of comparing.
We talk about transparency and why asking questions matter.
Tune in for a mix of money talk and real-life chat to help you feel informed and empowered.
 
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 33: Budgeting Challenges

The episode provides detailed guidance on saving and budgeting strategies, emphasising the importance of starting small, establishing emergency funds, and tracking expenses through various tools. We address common challenges in budgeting, including relationship dynamics and motivation, while encouraging practical steps and the importance of celebrating financial achievements.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 32: Back to School

This week, we’re digging into the pressure of back-to-school costs, for both students and parents.
We’ll look at the real price tag of going to college, share budgeting tips, and chat about ways to manage day-to-day expenses whether you’re living at home, in student accommodation or renting with friends.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 31: Auto-enrolment an Employer’s Perspective

We are talking to business owner Joanne Lavelle and discussing the intricacies and impacts of auto-enrolment, or My Future Fund, from an employer’s perspective. Joanne shares her experience as a small business owner navigating the challenges of implementing a pension scheme for her staff. She emphasises the importance of expert guidance to facilitate the process effectively. Joanne  highlights the benefits of personalised pension plans for staff satisfaction and retention, contrasting them with standard auto-enrolment options.
We hope this episode offers insights for employers facing similar transitions, focusing on the significance of proactive pension planning and employee engagement.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 30: Auto-enrolment an Employee’s Perspective

This week we chat about the upcoming auto-enrolment retirement savings scheme
set to begin in January 2026. We chat about various aspects of the scheme, including contribution rates, investment options, and the importance of understanding your pension. While we see the huge benefits of auto-enrolment for those without existing pension plans, it is really important to ensure it is right for you!
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice