Ms Moneypennies

Ep 41: Budgeting Basics

In this episode Kelly-Anne and Jill discuss basic budgeting principles, emphasising the importance of tracking income and expenses while setting realistic financial goals.
They highlight the need for a budget plan that includes calculating net income, tracking expenses, and setting achievable objectives.
Listen into their discussion where they stress the value of maintaining a flexible and regularly updated budget that prioritises essentials. While building an emergency fund and managing debt.
 
If you need help tracking your income and expenses download our free spreadsheet from www.msmoneypennies.ie
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 40: Women Taking Control

This week Jill and Kelly-Anne discussed women taking control of their finances, focusing on the AIB’s report for Nollaig na mBan. They talk through the report and highlight the importance of seeking financial advice, checking for pension gaps, making the most of savings, and regular reviews. They discuss who financial planning is crucial for everyone, not just those with large financial portfolios along with the need for regular reviews to adapt to changing circumstances.
 
You can check out the report here : nollaig-na-mBan-pr.pdf
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 39: The Importance of Protection – An Advisors story

This week Jill and Kelly-Anne talk with Paul Watters from Digital Financial Services. Paul is a Financial Advisor who shares his personal experience of being diagnosed with cancer and going through treatment. He explains the financial and emotional pressures he faced while battling his illness.
 
Paul talks about how important it was to have the right insurance, including income protection and serious illness cover, to help him manage during a very uncertain time. His experience led him toward starting his own Financial Services Firm, where he now focuses on helping people plan their finances and advises setting up the right supports for both expected and unexpected events.
 
Tune in to hear Paul’s insightful story.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 38: The A-Z Of Pensions

Auto enrolment is on the way, and many people are meeting pension advisors to understand their options.
In this episode, Jill and Kelly-Anne go through an A to Z of pensions and explain the key terms you’re likely to hear.
The goal is to help you feel prepared and have a better understanding of what your pension actually means.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 37: The Value of Advice

This week, we talk about the real value of financial advice and why having a trusted advisor matters. A good advisor helps you make sense of market changes and life events, keeping your plan on track through ups and downs. We discuss the importance of reviewing your financial plan regularly, share client stories, and show how good advice leads to better decisions, less stress, and greater peace of mind.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 36: Auto-Enrolment Questions

We’ve had a lot of questions about auto-enrolment lately, so this week we are discussing them and taking a closer look.
We chat about the complexities of auto-enrolment, address misconceptions and explain the tax implications.
Our advice? Take the time to learn about it and understand your pension options.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 35: Tax Returns

Tax Talk Simplified — It’s that time of year again. This episode unpacks how your tax return isn’t just a chore, it’s an opportunity.
Discover how pension contributions can cut your tax bill while boosting your future wealth.Smart moves today mean more money tomorrow — tune in and make your taxes work for you!
 
Have you got a question for MS Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice
 

Ep 34: Understanding Charges

This week we breakdown the world of financial charges, from pensions to protection policies, and share methods of comparing.
We talk about transparency and why asking questions matter.
Tune in for a mix of money talk and real-life chat to help you feel informed and empowered.
 
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 33: Budgeting Challenges

The episode provides detailed guidance on saving and budgeting strategies, emphasising the importance of starting small, establishing emergency funds, and tracking expenses through various tools. We address common challenges in budgeting, including relationship dynamics and motivation, while encouraging practical steps and the importance of celebrating financial achievements.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

Ep 32: Back to School

This week, we’re digging into the pressure of back-to-school costs, for both students and parents.
We’ll look at the real price tag of going to college, share budgeting tips, and chat about ways to manage day-to-day expenses whether you’re living at home, in student accommodation or renting with friends.
 
Have you got a question for Ms Moneypennies? Get in touch
Voice Note: 085 7285161
Email: info@msmoneypennies.ie
Website: www.msmoneypennies.ie
Instagram: https://www.instagram.com/msmoneypennies.ie/
All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice